Hailstorm Claims

Hailstorm Claims

Hailstorms are a frequent and severe weather event in Houston and the Gulf Coast region, often resulting in significant property damage. In 2024 alone, Houston experienced multiple hailstorms, with hailstones reaching sizes up to 2.75 inches in diameter.


Despite the prevalence of such hail during extreme weather and thunderstorms in Texas, some insurance companies look the other way. Often these unethical insurance companies will automatically issue a claim denial letter or underpay legitimate hail damage claims.


This leaves you and thousands of other Texas homeowners stuck bearing the cost of repairs. At Gustin Law, we are dedicated to holding insurers accountable that avoid paying valid claims and ensuring you receive the compensation you deserve.

Common Reasons for Denied or Underpaid Hailstorm Claims

Unethical firms in the insurance industry may employ various tactics to minimize or deny hail damage when filing a claim, including:

Claiming Pre-Existing Damage

Insurers might argue that the damage was present before the hailstorm, attributing it to wear and tear rather than the recent event.

Policy Exclusions

Some policies have specific exclusions or limitations regarding hail damage, which insurers may cite as a valid reason for an insurance claim denial.

Delayed Reporting

Failing to report damage promptly can lead insurers to deny payment, citing policy requirements for timely notification.

Insufficient Documentation

Insurance adjusters may claim that there isn’t enough evidence to support the claim, especially if the damage isn’t immediately visible.

damaged house roof with missing shingles after hurricane

Why You Need Gustin Law After a Denied or Underpaid Hailstorm Claim

Facing a denied or underpaid hailstorm claim can be frustrating, but Gustin Law is here to advocate for your rights:


  • Expertise in Hail Damage Claims: We have extensive experience handling hail damage claims and understand the strategies insurers use to deny or underpay claims.
  • Thorough Investigation: Our team conducts a comprehensive review of your policy and gathers evidence to support your claim, including expert assessments of the damage.
  • Aggressive Representation: We negotiate with insurers on your behalf and are prepared to take legal action if necessary to secure the compensation you deserve.
  • Personalized Support: We provide compassionate guidance throughout the process, keeping you informed in a timely manner and remaining involved every step of the way.

Steps to Take After a Denied or Underpaid Hailstorm Claim


If your hailstorm claim has been denied or underpaid, consider the following actions:


  1. Review Your Policy: Understand the coverage, exclusions, and obligations outlined in your insurance policy.
  2. Document the Damage: Take photographs and videos of all affected areas and keep records of any repairs or communications with the insurer.
  3. Request a Written Denial: Ask your insurer for a detailed written explanation of the denial, including specific policy provisions cited.
  4. Consult Gustin Law: Contact us promptly to discuss your case. We can assess the denial and advise on the best course of action.

Don’t Let Insurance Companies Deny Your Valid Claim—Contact Gustin Law

If your insurance company has denied or underpaid your hailstorm claim, don’t face the battle alone. Gustin Law is dedicated to holding insurers accountable and ensuring you receive the compensation you’re entitled to. Contact us today for a free consultation, and let us help you navigate the complexities of your claim.

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